Our Track Record
Case Studies
Real deals. Real outcomes. Commercial funding placed across Yorkshire and the UK when traditional routes fell short.
Commercial Mortgage
Warehouse Purchase
Client Situation
A growing logistics company needed to purchase a larger warehouse facility to accommodate expansion. Their high street bank declined due to the company's limited trading history in their new sector.
The Challenge
Funding was needed within a strict 6-week timeframe to avoid losing the property to a competing cash buyer.
The Solution
We approached a specialist commercial lender who assessed the deal on the strength of the business model and projected EBITDA — rather than historic accounts alone. The case was packaged, submitted, and approved within days.
The Result
£1.2M commercial mortgage secured at 70% LTV, completing in 5 weeks.
Portfolio Refinance
Buy-to-Let Portfolio
Client Situation
An experienced landlord with 15 investment properties held across multiple limited companies wanted to refinance the portfolio to release equity for further acquisitions.
The Challenge
Several properties had low EPC ratings and the complex corporate structure put the deal outside mainstream lending criteria.
The Solution
We structured a portfolio loan with a specialist buy-to-let lender comfortable with complex corporate ownership. The facility was structured to allow for EPC improvement works without penalty.
The Result
£3.5M portfolio refinance completed, releasing £600k in equity with a reduced blended interest rate.
Commercial Mortgage
Boutique Hotel Acquisition
Client Situation
Experienced hospitality operators were looking to purchase a boutique hotel in a prime tourist location in North Yorkshire.
The Challenge
The hotel had poor historic accounts due to previous mismanagement. This made traditional commercial lenders unwilling to lend on the asset.
The Solution
We secured a commercial mortgage based on the operators' strong personal track record in hospitality and a robust forward-looking business plan demonstrating income under new management.
The Result
£2.8M funding secured, allowing the clients to acquire the hotel and commence a full refurbishment programme.
Asset Finance
Engineering Business
Client Situation
A precision engineering firm in Doncaster needed to purchase a new £400k CNC machine to fulfil a major contract win.
The Challenge
The business had limited cash reserves and needed to preserve working capital to manage the operational demands of the incoming contract.
The Solution
We arranged a tailored asset finance facility structured over 5 years, matching the repayment profile to the expected revenue generated by the new contract.
The Result
100% funding secured for the machinery. The business took on the contract without disrupting cash flow.
Development Finance
13-Apartment Scheme
Client Situation
A property developer in Sheffield had secured a site with planning permission for 13 residential apartments but needed funding for both the land acquisition and the full build.
The Challenge
The developer lacked the deposit required by traditional development lenders, meaning a standard senior debt facility would leave a significant funding gap.
The Solution
We structured a stretched senior debt facility providing higher leverage on the land, combined with a mezzanine finance layer to cover the remaining shortfall — creating a fully-funded solution.
The Result
£1.8M total funding secured at 65% LTGDV, fully covering the land acquisition and construction costs.
Need a Similar Solution?
Every commercial deal is different. Contact us to discuss your specific funding requirements in confidence.